Rates - Interest Calculator
PaydayHappy.co.uk is one of the UK's newest Payday Loan website offering short-term cash payday loan solutions. We are working with many of the UK's leading payday lenders to get you accepted for a payday loan.
Over 4 million people in the UK have taken out a payday loan in the last 12 months to cover short falls in their salary or for those little emergencies such as fixing the car, washing machine breaks down, water pipe leaks or even covering those bills when they can't make it to payday. Make it PaydayHappy.co.uk
Paydayhappy.co.uk charges are: Straightforward
Click here to make an application now
There are no hidden charges and no administration costs with a paydayhappy.co.uk loan. The average APR depending on the lender that accepts is 1734% which is one of the lowest rates in the payday market in the UK.
You can apply for any amount between £80 and £1000.
Representative Loan Example
- If you borrow £300 for 30 days
- The amount you payback will be £375
- The interest will be £75
- The Interest rate is 1734% (variable rate)
Don't forget with PaydayHappy.co.uk
- There are no extra admin charges
- The fee is fixed so you always know where you stand
- There are no hidden charges to taking out a payday loan from us
We must show you our charges presented as an Annual Percentage Rate (APR). APR is calculated based on paying a fixed amount of interest annually.
Paydayhappy.co.uk loans are usually taken over a maximum term of 31 days so we think APR's are not the best way to measure how good our rates actually are. We would prefer to focus on the total amount you pay back rather than on APR. We're happy to say that we offer some of the most competitive rates for payday loans in the UK.